Should students go to the best higher education they were accepted to, even though they will graduate with more debt? What is the “best college”? I emphasize “fit” when ever counseling students and the entire family on college choice. The best college for you may be distinct from the best college for me because our interests, majors, figuring out styles, families, personal and additionally social goals are different.
Nationally, education loan debt now dwarfs credit card debt. Countless news reports characteristic stories about graduates attempting to repay college loans, together with these graduates agree this their dream educations converted into financial nightmares. I simply can’t advise students to get huge sums of profit for their undergraduate education. In addition, more and more students are choosing to be able to pursue graduate degrees. Kids who complete their college degrees debt-free have more flexibility in selecting graduate programs, even if they require a student loan.
I do not believe rankings verify which school is best. Search positions evaluate criteria that may not be significant to you. Believing a higher ranked school is most beneficial often results in disappointment. Putting the discussion of ranking aside, is it worth it to attend a higher ranked, better-known, or more prestigious school? Not if it means graduating with a stack of debt.
Attending a good prestigious university does not assurance you a job-in today’s ambitious market, you are more likely to discover employment via your internships and networking efforts. Creating a well-recognized name on your qualification will not get you a better starting up salary or more offers associated with admission for graduate higher education. (Ask all the unemployed Ivy League graduates. )
My own undergraduate degree is coming from Rice University, which consistently ranks in the top 20 nationwide. It is nice to have that name recognition together with prestige, but I was fortunate and my dads and moms were able to pay for it. My a couple public school teacher families made education a priority along with paid for my sister and me to attend college, which means we did not graduate using any student loan debt. I can’t say the education I got with Rice would be worth twenty years of student loan payments, equivalent to a home mortgage.
An eighteen-year-old twelfth grade student does not have the viewpoint necessary to wisely make a decision to obtain a student loan. He neglects to imagine himself at 35, stuck in a job he would rather leave, but where he has to remain because he is still paying $550 monthly for his undergraduate education. Personally, I have friends who would rather quit their jobs and stay at home with their own small children, but student loan debt is keeping them out of that dream. Your “best” school should be a matter of fit rather than ranking, and it should be a the school you can actually afford.
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